60% plus vendor participation resulting in 2x discounted invoices; ability to discount invoices throughout the year
Dynamic bidding
Flexibility for vendors to bid discount rates and days at each invoice level
AI/ML powered solution
Solve for invoices, taxes, payments and credits together making it an all-in-one solution
AI/ML powered solution
Solve for invoices, taxes, payments and credits together making it an all-in-one solution
Multiple avenues to earn
Blue chip invoices,Leasing,AA debt
AI/ML powered solution
Solve for invoices, taxes, payments and credits together making it an all-in-one solution
Multiple avenues to earn
Blue chip invoices,Leasing,AA debt
AI/ML powered solution
Solve for invoices, taxes, payments and credits together making it an all-in-one solution
How does Invoice Discounting work?
Here's how the entire process of invoice discounting works with Clear Invoice Discounting
Investo Invoice Discounting enables
25000
+
Active Customers
200,000
+
Unique Transactions
600
+
Unique Companies
6000 Cr
+
Annualised GMV
Investor
Increase EBITDA by discounting invoices of your large supplier base using treasury funds, banks or TReDs. Fully integrated with ERP.
Seller
Use EarlyPay to access affordable financing anytime on your pending invoices. Get real-time status on invoice processing and payments.
Employee
Enable low-risk vendor financing via AI/ML powered platform. Increase limit utilisation by getting access to good-rated corporates.
Frequently Asked Questions
1.
What is Invoice Discounting ?
Invoice discounting is the practice of using company's unpaid invoices to raise working capital & fulfil its financial needs.
2.
How does it work?
Investo provides a marketplace/platform for business owners to sell and investors to purchase invoices raised on blue chip companies. It combines the best in class technology experience with credit underwriting & data analytics capabilities to create a brand new investment asset class.
Business-owners looking for advance on their invoices, raised on blue chip/creditworthy institutions, can use our platform to sell these unpaid invoices at attractive rates.
3.
What is the eligibility criteria for businesses?
Any business that supplies goods/services to large blue-chip companies can avail the bill discounting services provided by Investo. Eligibility and amount of discounting is governed by the creditworthiness of the business and therefore they should be willing to share their financial information and other related documents.
4.
Will availing Invoice Discounting affect the balance sheet?
Invoice discounting with Investo is an off-the-book financial solution. That's because it is availed by leveraging the unsettled invoices. Hence, it does not have any effect on the balance sheet.
5.
Is Invoice Discounting a funded credit product?
The financing option works like a revolving funding facility. The discounting service provider forwards funds against unpaid invoices based on their worth.
6.
How long does it take to avail funds through Invoice Discounting
The time to avail funds through invoice discounting depends on your financier. With Investo, you can avail funds within 24-72 hours*.
7.
How can Invoice Discounting benefit my business?
Through invoice discounting, you can avail credits up to a certain percentage of your unpaid invoice’s total value, allowing you to ensure a steady inflow of capital to your business at all times.
